Loan Payment for Dad by Steve Miller

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Financially, I was cornered and in a jam. I knew there is no way out with the creditors already on my back. I knew I was going to have to turn to my dad to ask for money. It seem like I was always a disappointment to him, but he had more than enough to loan , so I reached out to him. It seemed that I became way involved into personal care, hair care, and just taking care of myself. I spent thousands of dollars on credit cards, growing my hair out, going to hairdressers, skin products, spas, facials and seemingly, would appear to live the life of a model. I always looked fantastic and was the envy of men and women alike. But I knew it was time to reach out to my dad because I was in trouble and needed help.

When I first approach my dad, I was very humble, and I had asked him to loan me some money. After talking deeper into our conversation, he finally found out. It wasn’t just some money that I needed, but it was a lot of money. Over $25,000 to clear all the creditors who were after me for late payments on my credit cards. He wasn’t happy and gave me the usual, "I am disappointed in you." talk. After listening to my dad go on and on, he agreed that he will help me, but there were a couple conditions. I wasn’t quite sure what he meant but as I was leaving his house, he motioned for me to come have a seat at the kitchen bar, and to continue our conversation for just a little bit longer.

He mentioned that he wanted me to wait here and then he’ll be back in just a moment. After about five minutes, my dad returned to the kitchen and he had a brown paper bag in his hand. He told me that the one condition to loaning me the money was, I would have to give him some sort of collateral. In the bag was a set of clippers and a package of new razors. He told me to think about it, but not make a decision quite yet. If I truly needed the money, I would return to him with Ziploc baggies full of my hair. My hair… with the payment. What you don’t realize at this point is, I had a beautiful man bun, a beautiful beard, handlebar mustache, thick tailored eyebrows, hairy chest, which was the envy of most men and muscle. My sculpted legs were covered with a thick luscious fur. I wasn’t quite sure what he meant so I had asked him once again and he mentioned if I return and the Ziploc baggies are full of my hair, then he will loan me the money that I need. He was taking my pride and joy, my vanity and humbling me in the process. He was teaching me a lesson and I knew full well what I needed to do.

When I got home, I knew what I needed to do. I walked back to my bathroom and looked at myself one more time in the mirror as I had envied myself. I slowly began to takeoff my jeans and my T-shirt. I am buttoned my unionsuit longjohns slowly, and began to rub the hair on my chest. I took the rubber band out of my man bun, and my long luscious hair fell to my shoulders. Once I was naked, I reached into the bag and grabbed the clippers and plugged them in. I slowly ran the clippers over my head and watched as all of my long, golden hair, cascaded down to my shoulders and fell to the floor at my feet. Buzzing all of my hair off to a zero clipper it’s not an easy thing to do. I started to cry, as I saw all of my hair fall to the floor, and I knew I was only at the beginning. Here, I was a grown man once again being taught a valuable lesson in vanity by my dad.

Once I was finished buzzing my head, I took the clippers and ran them through my mustache, and watched my pride and joy fall to the floor. I ran the clipper up and over my chin and as I watched my beautiful hair fall, I knew my dad meant business when he said all my hair. I closed my eyes, and I ran the clippers over my eyebrows as I watched them, fall onto my cheeks and onto my chest. I knew that this was only the beginning. I grabbed a small pair of scissors, closed my eyes, and approached the mirror, and carefully begin to clip off my eyelashes as well. This is only the beginning as I reached for the clippers, turned them back on and began to run the clippers slowly through my chest as hair slowly fell and made way for my white sensitive skin to take center stage. I ran the clippers over my arms through my armpits down to my treasure trail. I knew this would be the hardest… losing my man fur. I cried once again, look down at the growing erection in front of me, and knew this was exciting yet frightening. I ran the clippers through all my pubic hair proceeding down to my legs and my ankles until my body was covered with nothing but stubble. I completely look like a different person, no longer the male model who was envious of many many men. Or I should say who was the envy of many men.

I knew I wasn’t finished yet, so I started the shower. I got the water nice and warm and I stepped in with a handful of razors, knowing that I had 20 minutes worth of shaving ahead of me. I proceeded to lather up my body, head to toe, using my fingers as a guide, feeling for stubble, and running a razor across what it was once my golden mane, and now is a smooth dome. I have nothing but skin. I ran the razor over my eyebrows, my cheeks, my mustache, my chin, my head, my chest, my arms, armpits, treasure, tail, pubic hair, balls, legs, and yes, I even opened my butt cheeks to make sure all hair was removed.

When I was finished, I stepped out of the shower, looked in the mirror and began feeling a bit of regret but relief my financial troubles were over. I was no longer handsome. I was simply bald and shaved from the head to my toes.

After I dried myself, I looked in the mirror once again, and began to sweep up all the hair into piles and place them into the Ziploc baggies and place them into the brown paper bag that waited by the door. I was still naked, and was looking for something to cover my shaved body. I reached over and began to put on my longjohns once again. As I pulled them in and they covered up my shaved legs, I reached for a long sleeve T-shirt and put that on. I got dressed, pulled out a baseball hat, looked at myself in the mirror and looked at the strange person that was looking back. I grabbed the bag, got in the car and proceeded to drive back to my dad’s house.

Upon opening the door, he looked at me, smiled, and stuck out his hands into which I placed the brown paper bag. He walked me into the house. He opened the bag and proceeded to look at the Ziploc baggies. He had a quizzical look on his face, and I wasn’t quite sure what was wrong. I asked him, "What’s wrong dad? I thought I did as you asked. " My dad replied that he was pleased that I was ready to accept the loan of money to get the creditors off my back. He had one more thing and that was a contract that he asked for me to sign. He motioned me into the kitchen where a contract was on the kitchen counter. I didn’t need to read it. I knew it simply said, be faithful on making payments and repay the total amount back. My dad is not interested in making money off interest payments just the principle was needed. What I didn’t realize was in the contract it said that I would remain in this condition, completely hairless until the last penny, was repaid back to my dad. I signed a contract, gave it back to him without reading it. He smiled, and was pleased.

I had proceeded to show him that I was indeed completely shaved. When done, I put my clothes back on, and then he remarked, "I guess you’re gonna be like this for a while now." He explained what the contract said and at that point, I said I wasn’t looking forward to being like this longer than a few weeks, but I knew that I was going to be completely hairless for quite a while until I got all the money paid back to my dad.

It is now been 4 1/2 years and I am still completely hairless. I still shave every other day or every three days. I no longer have eyebrows, I know longer have my man bun, my treasure tail, my hairy chest or my pubic hair. I am completely hairless head to toe. My dad doesn’t know that I have saved up the money to pay him in full…. But I continue to squabble with him and say that I’m barely scraping the money by and make measly payments back to him. What he doesn’t realize is I’m going to try this out for a few more years. I don’t think I’ll ever have hair again. Especially my eyebrows, my beard, my pubic hair, my chest. I enjoy when other people know that I intentionally shaved myself to look like this. It’s always a fun story to tell when guys in the locker room ask me, and I tell them of the payment that I have to make, including interest… My hair!

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